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Adult Dependents NOw COVERED to age 26

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Effective January 1, 2011, the Health & Welfare Plan covers dependent children up to age 26, regardless of circumstances such as being a full-time student, being married, or place of residence.  As long as you remain eligible under the Plan, your adult dependent is covered up until their 26th birthday.  The Plan will exclude any child age 19 or older who is eligible for other group coverage through his or her employer, or through his or her spouses employer, regardless of wether the child enrolls in such coverage. (This provision will not apply starting January 1, 2014.)

Need medical care while traveling?

If you need emergency medical care anywhere, go to the nearest facility for treatment. If you need non-emergency medical care while outside the Illinois area, call BCBS at 800.810.2583 to find a network provider near you or log on to BCBS.

Do you work out of the areA?

If you work outside of Local 150’s jurisdiction for another local, you may transfer contributions made to another local union pension plan to the MOE Pension Plan provided the other pension plan is a plan reciprocal to Local 150. Call your District Office or 708.579.6620 or click here to request a Transfer Authorization Form. After the Fund Office receives your Transfer Authorization Form, future contributions will be transferred from the other plan to the MOE Pension Plan. You can also transfer up to six months of contributions going back before you submitted the Transfer Authorization Form.

if you're retired and return to work, DID YOU NOTIFY THE FUND OFFICE?

If you’re retired, receiving benefits and you return to work, you must inform the Trustees in writing within 30 days of starting work. Certain work after retirement is considered disqualifying and can result in a suspension of your pension benefits. Before you reach normal retirement age, your benefits will be suspended for any month you work in disqualifying employment. After you reach normal retirement age, your benefits will be suspended in any month in which you work at least 41 hours in disqualifying employment. For information on how returning to work affects your Health and Welfare eligibility, click here.